第26部分(第3/8 頁)

As　I　said　in　the　section　〃Pay　Yourself　First；〃　if　a　person　cannot　master　the　power　of　self…discipline；　it　is　best　not　to　try　to　get　rich。　For　while　the　process　of　developing　cash　flow　from　an　asset　column　in　theory　is　easy；　it　is　the　mental　fortitude　of　directing　money　that　is　hard。　Due　to　external　temptations；　it　is　much　easier　in　today's　consumer　world　to　simply　blow　it　out　the　expense　column。　Because　of　weak　mental　fortitude；　that　money　flows　into　the　paths　of　least　resistance。　That　is　the　cause　of　poverty　and　financial　struggle。

I　gave　this　numerical　example　of　financial　intelligence；　in　this　case　the　ability　to　direct　money　to　make　more　money。

If　we　gave　100　people　10；000　at　the　start　of　the　year；　I　gave　my　opinion　that　at　the　end　of　the　year：

80　would　have　nothing　left。　In　fact；　many　would　have　created　I　greater　debt　by　making　a　down　payment　on　a　new　car；　refrigerator；　TV；　VCR　or　a　holiday。　16　would　have　increased　that　10；000　by　5　percent　to　10　percent。　4　would　have　increased　it　to　20；000　or　into　the　millions。

We　go　to　school　to　learn　a　profession　so　we　can　work　for　money。　It　is　my　opinion　that　it　is　also　important　to　learn　how　to　have　money　work　for　you。

I　love　my　luxuries　as　much　as　anyone　else。　The　difference　is；　some　people　buy　their　luxuries　on　credit。　It's　the　keep…up…with…the…Joneses　trap。　When　I　wanted　to　buy　a　Porsche；　the　easy　road　would　have　been　to　call　my　banker　and　get　a　loan。　Instead　of　choosing　to　focus　in　the　l