第20部分(第3/8 頁)

been　invested；　at　8　percent　annually；　that　24　would　have　been　worth　more　than　28　trillion　by　1995；　Manhattan　could　be　repurchased　with　money　left　over　to　buy　much　of　L。A。；　especially　at　1995's　real　estate　prices。

My　neighbor　works　for　a　major　puter　pany。　He　has　been　there　25　years。　In　five　more　years　he　will　leave　the　pany　with　4　million　in　his　401k　retirement　plan。　It　is　invested　mostly　in　high…growth　mutual　funds；　which　he　will　convert　to　bonds　and　government　securities。　He'll　only　be　55　when　he　gets　out；　and　he　will　have　…a　passive　cash　flow　of　over　300；000　a　year；　more　than　he　makes　from　his　salary。 So　it　can　be　done；　even　if　you　hate　losing　or　hate　risk。　But　you　must　start　early　and　definitely　set　up　a　retirement　plan；　and　you　should　hire　a　financial　planner　you　trust　to　guide　you　before　investing　in　anything。

But　what　if　you　don't　have　much　time　left　or　would　like　to　retire　early？　How　do　you　handle　the　fear　of　losing　money？

My　poor　dad　did　nothing。　He　simply　avoided　the　issue；　refusing　to　discuss　the　subject。

My　rich　dad；　on　the　other　hand；　remended　that　I　think　like　a　Texan。 〃I　like　Texas　and　Texans；〃　he　used　to　say。 〃In　Texas；　everything　is　bigger。　When　Texans　win；　they　win　big。　And　when　they　lose；　it's　spectacular。〃

〃They　like　losing？〃　I　asked。

〃That's　not　what　I'm　saying。　Nobody　likes　losing。　Show　me　a　happy　loser；　and　I'll　show　you　a　loser；〃　said　rich　dad。　〃It's　a　Texan's　attitude　toward　risk；　reward　and　failure　I'm　talk