第14部分(第4/8 頁)

cash　management；　the　better　I　would　be　at　analyzing　investments　and　eventually　starting　and　building　my　own　pany。

I　would　not　encourage　anyone　to　start　a　pany　unless　they　really　want　to。　Knowing　what　I　know　about　running　a　pany；　I　would　not　wish　that　task　on　anyone。　There　are　times　when　people　cannot　find　employment；　where　starting　a　pany　is　a　solution　for　them。 The　odds　are　against　success：　Nine　out　of　10　panies　fail　in　five　years。 Of　those　that　survive　the　first　five　years；　nine　out　of　every　10　of　those　eventually　fail；　as　well。 So　only　if　you　really　have　the　desire　to　own　your　own　pany　do　I　remend　it。　Otherwise；　keep　your　daytime　job　and　mind　your　own　business。　When　I　say　mind　your　own　business；　1　mean　to　build　and　keep　your　asset　column　strong。　Once　a　dollar　goes　into　it；　never　let　it　e　out。　Think　of　it　this　way；　once　a　dollar　goes　into　your　asset　column；　it　bees　your　employee。　The　best　thing　about　money　is　that　it　works　24　hours　a　day　and　can　work　for　generations。 Keep　your　daytime　job；　be　a　great　hard…working　employee；　but　keep　building　that　asset　column。

As　your　cash　flow　grows；　you　can　buy　some　luxuries。　An　important　distinction　is　that　rich　people　buy　luxuries　last；　while　the　poor　and　middle　class　tend　to　buy　luxuries　first。　The　poor　and　the　middle　class　often　buy　luxury　items　such　as　big　houses；　diamonds；　furs；　jewelry　or　boats　because　they　want　to　look　rich。　They　look　rich；　but　in　reality　they　just　get　deeper　in　debt　on　credit。　The　old…money　peop